Cowboy Caleb the liberal arts, grown-up stuff & random mischief

Squirrel Your Money Away Again

Last year, I wrote a guide on how to Squirrel Your Money Away. So if you had followed my advice (which of course was based on drmoney’s advice) then you would have came in at the far left of the chart and right now you would be at the far right of the chart. Not bad at all - a gain of 30%. Of course, cannot fight with those super-duper performing mutual funds - but hey, not bad for DIY investing.

* prances around like a proud peacock*

good call, dude! I was caught out on the Index cos I sold most of my stuff before the recent bank / ppty stocks’ rally which pulled the STI up big time..

STI-ETF is a good idea.

Another way of buying it is through POEMS’s Share Builders Plan

http://www.poems.com.sg/ProductService/ourservices/SBP.htm

However, the performance of your funds still depends (on an extend) on market timing. You buy high then the market crashes, it could take years to recover.

Worse if it crashes near your planned retirement period.